:root{--navy: #19326f;--blue: #2550a8;--ink: #111827;--muted: #5f6f85;--line: #d8e0eb;--paper: #f7f9fc;--warm: #fff8ee;--gold: #b36a1e;--ice: #eaf1fb;--surface: #ffffff;--radius: 8px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Lato,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}a{color:inherit;text-decoration:none}a:focus-visible{outline:3px solid rgba(37,80,168,.35);outline-offset:3px}.topbar{position:sticky;top:0;z-index:20;border-bottom:1px solid rgba(216,224,235,.72);background:#f7f9fce6;backdrop-filter:blur(14px)}.nav-inner,.wrap{max-width:1180px;margin:0 auto;padding-right:22px;padding-left:22px}.nav-inner{display:flex;min-height:70px;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:12px}.brand-mark{display:grid;width:42px;height:42px;place-items:center;border-radius:var(--radius);background:var(--navy);color:#fff;font-weight:900}.brand-name{display:grid;gap:2px}.brand-name strong{font-size:16px}.brand-name span{color:var(--muted);font-size:12px}.nav-links{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:4px;font-size:14px}.nav-links a{min-height:40px;border-radius:999px;padding:10px 13px;color:#344054}.nav-links a:hover{background:#fff;color:var(--navy);box-shadow:0 8px 22px #19326f14}.hero{position:relative;min-height:min(680px,calc(100dvh - 70px));overflow:hidden;background:#0f1f46}.hero:before{position:absolute;inset:0;content:"";background:linear-gradient(90deg,#0c1b3ee0,#0c1b3ea8 48%,#0c1b3e2e),url(/images/brandmark-hero.png) center / cover no-repeat}.hero:after{position:absolute;right:-12%;bottom:-42%;width:58%;height:76%;content:"";background:radial-gradient(ellipse at center,#fff8ee52,#fff8ee00);pointer-events:none}.hero-content{position:relative;z-index:1;display:flex;min-height:min(680px,calc(100dvh - 70px));align-items:center;padding-top:70px;padding-bottom:82px}.hero-copy{max-width:760px}.eyebrow{margin:0;color:#f4c27c;font-size:14px;font-weight:900}h1,h2,h3,p{margin:0}h1{margin-top:18px;color:#fff;font-family:EB Garamond,Georgia,Times New Roman,serif;font-size:clamp(48px,8vw,88px);font-weight:700;line-height:.96;max-width:820px}.lead{max-width:660px;margin-top:24px;color:#ffffffd4;font-size:19px;line-height:1.78}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}.btn{display:inline-flex;min-height:48px;align-items:center;justify-content:center;border-radius:999px;padding:13px 20px;font-size:14px;font-weight:900;transition:transform .18s ease,background .18s ease,box-shadow .18s ease}.btn:hover{transform:translateY(-1px)}.btn.primary{background:#fff8ee;color:#14285e;box-shadow:0 16px 32px #00000029}.btn.secondary{border:1px solid rgba(255,255,255,.34);background:#ffffff1a;color:#fff}.quick-strip{position:relative;z-index:2;margin-top:-38px}.strip-inner{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);background:var(--line);box-shadow:0 18px 46px #19326f1f}.tool-card{display:grid;min-height:190px;align-content:space-between;background:#fffffff5;padding:26px}.tool-card:hover{background:var(--warm)}.tool-card small{color:var(--gold);font-size:12px;font-weight:900}.tool-card h2{margin-top:16px;font-family:EB Garamond,Georgia,Times New Roman,serif;font-size:34px;line-height:1}.tool-card p{margin-top:12px;color:var(--muted);line-height:1.7}.section{padding-top:92px;padding-bottom:92px}.section.alt{background:#fff}.section-head{display:grid;grid-template-columns:minmax(0,.8fr) minmax(280px,.55fr);gap:44px;align-items:end;margin-bottom:36px}.section-kicker{color:var(--gold);font-size:13px;font-weight:900}.section h2{margin-top:10px;font-family:EB Garamond,Georgia,Times New Roman,serif;font-size:clamp(40px,5vw,62px);line-height:.98}.section-note{color:var(--muted);line-height:1.85}.guide-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.guide-card{min-height:260px;border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(180deg,#fff,#f9fbff);padding:24px;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}.guide-card:hover{transform:translateY(-3px);border-color:#2550a84d;box-shadow:0 18px 40px #19326f1a}.guide-card small{color:var(--blue);font-weight:900}.guide-card h3{margin-top:20px;font-size:21px;line-height:1.28}.guide-card p{margin-top:14px;color:var(--muted);font-size:15px;line-height:1.8}.feature-band{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:46px;align-items:center;border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(135deg,#fff,#f8fbff 55%,#fff8ee);color:var(--ink);padding:clamp(30px,5vw,56px);box-shadow:0 18px 44px #19326f1a}.feature-band h2{color:var(--ink)}.feature-band p{margin-top:18px;color:var(--muted);line-height:1.82}.feature-list{display:grid;gap:14px}.feature-item{border:1px solid var(--line);border-radius:var(--radius);background:#ffffffc7;padding:18px}.feature-item strong{display:block}.feature-item span{display:block;margin-top:7px;color:var(--muted);font-size:14px;line-height:1.6}.article-list{display:grid;gap:0;border-top:1px solid var(--line)}.article-row{display:grid;grid-template-columns:160px minmax(0,1fr) 80px;gap:24px;align-items:center;border-bottom:1px solid var(--line);padding:26px 0}.tag{width:-moz-fit-content;width:fit-content;border-radius:999px;background:var(--ice);padding:7px 12px;color:var(--blue);font-size:12px;font-weight:900}.article-row h3{font-size:21px}.article-row p{margin-top:8px;color:var(--muted);line-height:1.7}.read{color:var(--blue);font-size:14px;font-weight:900;text-align:right}.notice{border-top:1px solid var(--line);padding-top:36px;color:var(--muted);line-height:1.8}.notice strong{color:var(--gold)}@media(max-width:940px){.nav-inner{align-items:flex-start;flex-direction:column;padding-top:14px;padding-bottom:14px}.nav-links{justify-content:flex-start}.hero,.hero-content{min-height:auto}.hero-content{padding-top:76px}.strip-inner,.guide-grid,.section-head,.feature-band,.article-row{grid-template-columns:1fr}.quick-strip{margin-top:0;padding-top:20px}.section{padding-top:68px;padding-bottom:68px}.read{text-align:left}}@media(max-width:560px){.nav-inner,.wrap{padding-right:16px;padding-left:16px}h1{font-size:44px}.lead{font-size:17px}.tool-card,.guide-card{min-height:auto}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important}}